It all started with breakfast.  The hubby and I were enjoying a nice leisurely breakfast discussing the latest wrinkle in our lives.   We had received a letter from the bank that holds our mortgage informing us that they had somehow figured our payment out incorrectly and that for the past 3 years we had been paying well under the monthly amount that we were supposed to be paying.   The letter had informed us that we needed to come up with the shortfall (which amounted to tens of thousands of dollars) within a week .   Yes—a week.  To come up with a lot of money.  All before Christmas and travel and all that surrounds this time of year.

As we sat there a young woman approached us at the table and exclaimed that she was glad that she ran into us.  She was dressed professionally in a suit and had a briefcase and a letter in hand.  She pulled up a chair and sat down with us–uninvited, I might add.   She pulled a document out of the envelope and proceeded to tell us that she was from the bank and that we needed to give her a check right then and there for the shortfall!!!!

We tried to explain to her that it was the bank’s fault and that they were going to have to figure out a way to make it a little less of an issue to pay back.  We planned to make an appointment that day to meet with the bank president to figure out a way to get this whole issue addressed.  She frowned and proceeded to take her skirt off.  Her top followed.   She then pulled out a neon orange tube top and a short black leather skirt and wiggled into them all while sitting at our restaurant table with us!!!!!  Chris and I were appalled (well –maybe me a bit more than Chris–she was pretty nice looking after all) and told her that she couldn’t just change clothes in the middle of a restaurant!

She then pointed out to us that she had made a special trip there to find us and it was now “her time” and we had better just deal with it.

And then I woke up.